Palm Harbor Homes with Boatable Water Water Frontage

Palm Harbor Homes with Boatable Water Water Frontage

Welcome to Palm Harbor, Florida—a hidden gem nestled in the heart of Pinellas County. Known for its picturesque landscapes and vibrant community, Palm Harbor offers a unique blend of coastal charm and suburban convenience. With its lush greenery, scenic parks, and proximity to the stunning Gulf of Mexico, this charming town is a haven for nature lovers and outdoor enthusiasts alike.

One of the most alluring features of Palm Harbor is its access to boatable waterfront properties. Imagine waking up to the gentle sound of waves lapping against your dock, with your boat ready for a day of adventure on the water. Homes with boatable water frontage in Palm Harbor provide the perfect escape for those who cherish a nautical lifestyle. Whether you enjoy fishing, sailing, or simply cruising along the coastline, having direct access to the water enhances your living experience in ways that are simply unmatched.

The real estate market here boasts a variety of beautiful homes, from quaint bungalows to luxurious waterfront estates, ensuring that there’s something for everyone. With the warm Florida sun shining down, you can enjoy outdoor living at its finest—entertaining friends on your patio, watching sunsets over the water, or taking a leisurely stroll along the shore.

Palm Harbor is not just a place to live; it’s a lifestyle. With top-rated schools, vibrant dining options, and a welcoming community, it’s no wonder that so many are drawn to call this slice of paradise home. Discover the beauty of Palm Harbor and the thrill of waterfront living today!

Newest Palm Harbor Homes with Boatable Water Water Frontage

3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

3972 Tarpon Pointe Circle, Palm Harbor

1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code

Waterfront living with direct Gulf access! Welcome to 593 Westwinds Drive, a charming villa-style condo where the Florida boating lifestyle begins right outside your back door. Located directly on a saltwater canal, this home features its own floating dock with 2 6-feet wide benches, giving you the opportunity to keep your boat just steps away and head out toward the Gulf for a day of fishing, cruising, or catching a spectacular Florida sunset. The waterfront setting is just as enjoyable from land. Relax out back, cast a line from your dock, or simply watch for manatees, dolphins, and other Florida wildlife passing through the canal. It's the kind of peaceful setting that makes every day feel a little more like vacation. Inside, you'll find comfortable, low-maintenance living with ceramic tile flooring throughout and an expanded living area, providing additional space to relax while enjoying the waterfront lifestyle year-round. This pet-friendly, close-knit community makes ownership easy, with the HOA fee including water, sewer, trash, basic cable, building insurance, exterior maintenance, and grounds care—leaving you more time to enjoy everything this waterfront location has to offer. Major updates add even more value and peace of mind: ROOF 2025, WATER HEATER 2024, AND EXTERIOR PAINT 2025/2026. Whether you're looking for a seasonal escape, a full-time waterfront home, or an affordable way to enjoy boating with direct Gulf access, this property offers a rare combination of convenience, waterfront beauty, and true Florida living.

593 Westwinds Drive Unit 593, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Baywood Village Sec SubDv. ⋅ 34683 Zip Code

Where else and you be on canal front property for this price? Tucked back in Baywood Village. We've seen everything from snook to dolphins on this waterfront paradise. This beautifully UPDATED slice of paradise is the ultimate year-round sanctuary or seasonal getaway you've been dreaming of! This home features three bedrooms and 2 bathrooms with a two-car garage. All the rooms have been updated and move-in ready. Baywood has a community center and the neighborhood is a golf cart community.

344 Crosswinds Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Welcome to this spacious and well-maintained 2-bedroom, 2-bath home in the highly sought-after 55+ community of Highland Lakes! This home offers over 1,700 heated square feet of living space, a flexible office that could also serve as a third bedroom, and plenty of room to make it your own. Nestled on a quiet cul-de-sac with no through traffic, the property features an oversized, nearly quarter-acre lot. Inside, you'll find a versatile floor plan with both a formal living room and a comfortable family room, along with a large Florida room overlooking the spacious backyard. The generously sized primary suite offers plenty of room for a king-size bedroom set, a walk-in closet, an additional built-in closet, and a private en-suite bath with a walk-in shower. The split-bedroom layout provides privacy for guests, with the second bedroom located on the opposite side of the home and conveniently positioned near the hall bath with a tub/shower combination. A 2021 ROOF and location in a non-flood and non-evacuation zone provide added peace of mind. And then there's the Highland Lakes lifestyle! With an incredibly affordable HOA fee of only $164 per month, residents enjoy unlimited FREE golf on three private executive courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, clubs, and countless social activities at the vibrant clubhouse. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make enjoying the community even easier. Ideally located just minutes from beautiful Gulf beaches, shopping, dining, healthcare, professional sporting venues, two international airports, and a cruise port, this home offers an incredible opportunity to enjoy the best of the Florida lifestyle. This home is ready for your personal touch - come see all this wonderful home and exceptional community have to offer!

1745 Dugall Court, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Exceptional value in highly sought after Highland Lakes! This beautifully remodeled 2-bedroom, 1.5-bath, 1 car garage single family home is ideally situated on a desirable oversized corner lot in one of Florida’s premier 55+ communities. The home offers a fresh, modern feel with new windows, new interior and exterior paint, Completely remodeled kitchen with brand new cabinetry, quartz countertops, stainless steel appliances, updated lighting, and laminate wood flooring throughout. The beautiful fully remodeled bathrooms feature new tile, faucets, finishes, and fixtures. A spacious enclosed Florida room with air conditioning provides additional living space and the perfect spot to relax or entertain. Major updates include a newer A/C system installed in 2024 and a new electrical panel installed in 2023. Highland Lakes offers an exceptional resort-style lifestyle. Residents enjoy an impressive array of amenities, including lighted tennis and pickleball courts, two sparkling pools, shuffleboard courts, a clubhouse with fitness center and auditorium, and exclusive access to the Lake Tarpon Lodge featuring a boat ramp, dock, and community pontoon boats for enjoying beautiful Lake Tarpon. With its extensive amenities, active social atmosphere, and Florida lifestyle, Highland Lakes is a wonderful place to call home. Move-in ready, beautifully updated, and packed with desirable upgrades, this is one you won’t want to miss!

2950 Curling Court, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. A MUST SEE! Beautifully updated and move-in ready with a charming cottage feel, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community of Highland Lakes. Freshly landscaped and thoughtfully updated, the home welcomes you through an elegant glass front door into a bright, open-concept living space filled with natural light. Fresh modern interior paint, chair rail accents, new fans and fixtures, updated door hardware, and smooth ceilings (no popcorn!) add to the home’s timeless appeal! The spacious Florida room offers peaceful, private green views through hurricane-impact windows and opens through double glass doors to a fully enclosed lanai, not included in the living square footage, providing additional space for relaxing or entertaining. The oversized 1-car garage is truly exceptional, featuring BRAND-NEW epoxy flooring, freshly painted walls, a BRAND-NEW exterior garage door, and a BRAND-NEW mini-split AC system that keeps the space ice cold year-round—perfect for a workshop, hobby space, or additional storage! The beautifully updated kitchen features quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a bright eat-in dining nook. The generous primary suite offers a BRAND-NEW renovated walk-in shower, BRAND-NEW vanity with stone countertop, spacious walk-in closet, and an additional built-in closet for plenty of storage. MAJOR updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. Situated in a non-evacuation, high-and-dry zone, this home offers added peace of mind. Highland Lakes offers an exceptional active 55+ lifestyle with a remarkably low HOA fee of just $164/month, including unlimited FREE golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and an array of social activities. Residents also enjoy the lakeside lodge on Lake Tarpon, complete with a private boat ramp, fishing pier, and community pontoon boats, plus FREE RV and boat storage. The community is fully golf cart-friendly, making it easy to enjoy all the amenities and connect with neighbors. Ideally located near Gulf beaches, excellent dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional home offers the perfect combination of comfort, style, amenities, and the active Florida lifestyle. Don’t miss this rare opportunity in Highland Lakes—schedule your private showing today!

2336 Malcolm Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ The Landings Condo SubDv. ⋅ 34684 Zip Code

Beautiful 2-bedroom, 2-bath condo in the highly desirable Landings community with serene pond and pool views, offering Highland Lakes amenities and privileges with purchase! Pride of ownership is evident throughout, featuring seamless tile flooring, crown molding, chair rail accents, indoor laundry, and new hurricane-impact slider that opens to a screened lanai for year-round enjoyment. The updated kitchen boasts stunning granite countertops, solid wood cabinetry, an eat-in nook for casual dining, and a convenient pass-through to the dining area for easy entertaining. The spacious primary suite offers tranquil water views, TWO closets with custom shelving, and an updated en-suite bath with a newer vanity and walk-in shower. The second bedroom provides flexible space for guests, a home office, or makes for the perfect craft room. Additional highlights include an updated electrical panel (2020), newer HVAC, association-maintained roof, no upstairs neighbors, and a covered carport with the community pool just steps away! Located as part of Highland Lakes, Palm Harbor’s premier golf and lakefront community, residents enjoy exceptional amenities including FREE UNLIMITED GOLF on three private executive courses, free RV or boat storage, and a vibrant clubhouse with an Olympic-size heated/cooled pool, whirlpool spa, fitness center, pickleball, tennis, shuffleboard, bocce, and a full calendar of social activities. The Lake Tarpon Lodge offers a second heated pool, fishing pier, picnic facilities, and pontoon boat access with rides to a local waterfront restaurant. Situated in a high-and-dry in a NON-FLOOD ZONE and conveniently close to Gulf beaches, airports, shopping, dining, medical facilities, entertainment, and just a few short steps to Trader Joes - this move-in-ready condo offers carefree Florida living at its finest. Don't wait and make this piece of paradise yours today!

2700 Nebraska Avenue Unit 5-205, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Lake Tarpon Village is an excellent over 55 community located on Lake Tarpon, with a full dock, resident boat slips, private boat ramp, boat and trailer storage, and a nice waterfront park. The clubhouse has a huge heated pool, hot tub, bocce ball, shuffleboard, and a very nice clubhouse and community center. It’s very golf cart friendly, and has many nice restaurants within walking distance, or you can ride your golf cart. This home has 1200 ft.², two bedrooms, two full bathrooms, and a large extra room connected to the living room, that could be used as an office, sewing room, or even converted to a third bedroom for guests. Recently all the flooring has been replaced with luxury vinyl plank, and any sub flooring has been updated to feel solid and not creek when you walk on it. Followed by baseboards, two completely renovated bathrooms, and a full interior painting. The home faces south, which keeps the living room and family room light and bright. Especially at sunrise, when you can sit in your screened porch area and enjoy the cool morning breeze.

55 Lexington Court Unit 12, Palm Harbor

3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Eighteen SubDv. ⋅ 34684 Zip Code

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

3558 Oak Lake Drive, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code

Health Issues. Must sell! Private Financing Available. $170k – YOU OWN THE LAND— No Lot Rent! NEW ROOF 9/25 and a rare FENCED YARD. Only 10 homes out of 500 here have an HOA-Approved fenced backyard. Rare 2% find for pet owners… This land-owned 6,300 sqft lot is the only property available where you can build an addition to expand or add a standalone functional guest house, studio, or workshop... Enjoy a private community boat ramp for Lake Tarpon access and a HEATED pool. 55+ LIFESTYLE! Located in the desirable Village of Lake Tarpon golf cart community, only 10 miles to Honeymoon Island Beach. Sold TURNKEY, fully furnished. This well-cared-for, non-smoker, 2BR/2BA home includes a 180 sqft versatile flex room, totaling 1,044 sqft of living space. View virtually staged 3rd bedroom… Lowest HOA around ($110/m) in a preferred Zone X. No Flood Insurance Required... Newer updates include a 2018 A/C, updated plumbing and electrical plus a practical golf cart charging station. THE DEAL: Title to the mobile home is retired and classified as real property (Land Owned). NO LOT RENT! Financing available. Contact agent for lender terms and requirements. View all photos to appreciate this prime lakeside retirement retreat featuring a Key West vibe!

183 Philadelphia Boulevard Unit 22, Palm Harbor

4 Beds ⋅ 3 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code

Pre-Construction. To be built. Custom new construction by WinWay Homes on a cleared saltwater waterfront lot at 303 Morningside Dr in Palm Harbor’s Baywood Village. The Athens is an elevated 2,431-square-foot coastal home with 4 bedrooms, 3 full bathrooms, and a 2-car garage. The open layout is designed for everyday living and entertaining, with a stylish wet bar and a primary suite that includes space for a freestanding tub. This is an elevated residence — the right plan for a flood-zone canal lot — with living space lifted above the garage and strong curb appeal. The homesite is 68 ft x 100 ft (7,000 sq ft) with 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished. An existing dock with boat lift is already in place, so you can use the water while the new home is built. This is a rare combination in north Pinellas: a build-ready waterfront lot, a usable dock and lift, and a new custom home by WinWay. About 2 miles to Innisbrook Golf Resort. Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail. Assigned schools include A-rated Sutherland Elementary, Tarpon Springs Middle, and Tarpon Springs High. Public water and sewer. Zoning R-3.

303 Morningside Drive, Palm Harbor

Baywood Village SubDv. ⋅ 34683 Zip Code

This cleared 80 ft x 100 ft (7,000 sq ft / 0.16 acre) homesite at 303 Morningside Drive offers 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished, so the parcel is clean and ready for a new custom coastal home. An existing dock with boat lift is already in place. That means a buyer can use the water on day one while plans for the new home move forward. True waterfront — not just a water view No-bridge sailboat access to the Gulf Dock and lift already on site Public water, sewer, electric, cable, and internet available Zoning R-3 Room on the 68x100 lot for a new home, outdoor living, and a pool About 2 miles to Innisbrook Golf Resort Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail Assigned schools include Sutherland Elementary (A-rated), Tarpon Springs Middle, and Tarpon Springs High About 22 miles to Tampa International Airport Saltwater lots with sailboat access and a usable dock are scarce in north Pinellas. Build your waterfront home here and keep the boat in your backyard.

303 Morningside Drive, Palm Harbor

Start Your Search