Palmetto Homes under $400,000

Palmetto Homes under $400,000

Welcome to Palmetto, Florida – a hidden gem nestled in the heart of Manatee County! This charming city offers a delightful blend of small-town warmth and vibrant community spirit, making it an ideal place to call home. With its picturesque waterfront views along the Manatee River and lush parks, Palmetto is a haven for outdoor enthusiasts and families alike.

One of the most appealing aspects of Palmetto is its affordability, especially for those seeking homes under $400,000. Here, you can find a variety of charming residences, from cozy single-family homes to modern townhouses, all designed to fit your lifestyle and budget. The real estate market in Palmetto is diverse, providing ample options for first-time buyers, growing families, or retirees looking for a peaceful retreat.

Living in Palmetto means enjoying a close-knit community with access to excellent schools, local shops, and delightful dining options. The nearby beaches are just a short drive away, offering the perfect escape for sunbathing, fishing, or simply enjoying the breathtaking sunsets that Florida is famous for.

In addition, Palmetto boasts a rich history and a variety of cultural events throughout the year, ensuring there’s always something happening in the community. Whether you’re drawn to the friendly atmosphere, the natural beauty, or the affordable housing options, Palmetto is a place where you can truly thrive. Come explore what this lovely city has to offer and discover your dream home today!

Newest Palmetto Homes under $400,000

298 Bahama Drive, Palmetto
$250,000
3 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Canal and pond views, fresh updates, and easy Florida living await in this fully furnished, turnkey Palm Harbor–built manufactured home in Palmetto's sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Set on a unique angled corner lot, this elevated home offers water views from both sides: a peaceful pond out front and a scenic canal out back, where you can watch manatees and dolphins glide by. Inside, a bright open-concept layout connects the living, dining, and kitchen areas, filled with natural light and perfect for entertaining or relaxing. The kitchen was updated in 2022 with beautiful shaker cabinetry, marble countertops, a large island with seating, and a tile backsplash, and a new HVAC system was installed in 2026 for added peace of mind. The split-bedroom floor plan places the primary suite, with its own private bath and walk-in shower, apart from two additional bedrooms and a full guest bath, ideal for visiting guests, a home office, or a hobby room. Step out to the covered back porch to enjoy morning coffee or evening sunsets overlooking the canal or take in the birdlife at the pond across the street. An extra-tall carport provides covered parking, and a shed beside it offers plenty of storage. Offered fully furnished and move-in ready, this home lets you skip the hassle and start enjoying the Florida lifestyle from day one. Take the virtual tour and schedule your private showing today!

298 Bahama Drive, Palmetto
340 51st Street W, Palmetto
$275,000
2 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Welcome to 340 51st St W, a bright and cozy Palmetto home with solid block construction and thoughtful updates throughout. The refreshed kitchen features newer appliances, while the updated bathroom and new luxury vinyl plank flooring give the home a clean, comfortable feel. Major improvements include a new metal roof in 2025, air conditioning in 2022, and a water heater in 2021. Step outside to a fenced backyard with a patio for relaxing or entertaining. With no HOA, you have added flexibility for your boat and vehicles, and a community boat ramp is approximately half a mile down the road. Convenient access to I-75 and the Skyway Bridge makes it easy to head toward Bradenton, St. Petersburg, and beyond.

340 51st Street W, Palmetto
5107 Woodlawn Circle W, Palmetto
$399,900
3 Beds ⋅ 2 Baths ⋅ Woodlawn Lakes SubDv. ⋅ 34221 Zip Code
Nestled on Woodlawn Circle West, the property offers a peaceful, suburban Florida lifestyle with a generous yard space. It provides convenient access to I-75 and US-41, making commutes straightforward to surrounding areas like Bradenton, Sarasota, and the Tampa Bay region. The location is close to local schools, parks, shopping centers, and the scenic waters of the Manatee River and Terra Ceia Bay. This 3 bedroom 2 bath home is ready to move into. New roof was installed in 2019, along with new A/C ducts in 2019. There is a spacious attached 2 car garage. Mature shade trees along with a wrap around front porch. A large fully fenced in backyard with roam to play and roam. There is a spacious pool deck with plenty of room to enjoy BBQ's and Pool parties.

5107 Woodlawn Circle W, Palmetto
5619 Bayshore Road Unit 115, Palmetto
$190,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family or guests. Dining Area features built-in cabinets/tasteful chair railing. Bright Custom Kitchen: Stainless Steel Appliances> Convection Oven that includes induction cooktop, D/W, Microwave, French Dr. Refrigerator with ice/water in door, Wine/drink Refrigerator. Large Island with stainless steel sink and room for bar stools and eating area. Above island is designer pendant lighting and a skylight. Loads of cabinets and drawers. Quartz countertops. Glass tile backsplash. Beadboard walls. Owner's suite has built -in cabinets, bright beautiful lighting, desk, and THREE CLOSETS. Spacious Laundry Rm./Storage Opens to the En-suite Owner's suite which has a walk-in shower with frameless glass doors. Guest Bedroom has built-in cabinets, desk and a huge closet. Bathroom #2 is tub/shower combo. Fla. Room has vinyl windows. Off the Fla. Rm you will find extra storage, a mud sink and built-in cabinets. Workshop off carport. Centrally located to downtown Palmetto and Bradenton, Sarasota, I-75, St. Pete, Tampa, cultural events, shopping, airports, Outlet Mall, UTC Mall, and so much more.

5619 Bayshore Road Unit 115, Palmetto
2215 73rd Street E Unit 151, Palmetto
$48,000
1 Beds ⋅ 1 Baths ⋅ Tree Lakes SubDv. ⋅ 34221 Zip Code
Welcome to this cute 1 bedroom, 1 bath home located in Palmetto - with a great location just a couple minutes to interstate. Storage shed. This is the most affordable housing in Manatee County! This community offers one of the lowest HOA fees around for a co-op manufactured home park at just $450 per quarter, which includes your water, sewer, and trash services. Residents enjoy access to a clubhouse, heated pool, tennis courts, and pickleball, all within the security of a gated neighborhood. This is an incredible opportunity to enjoy an affordable Florida lifestyle in a vibrant, amenity-rich 55+ community.

2215 73rd Street E Unit 151, Palmetto
5619 Bayshore Road Unit 149, Palmetto
$139,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautiful and Very Well Maintained Double Wide Mobile Home that was built in 1983 in Lovely Terra Ceia Manor. Very Pretty newer woodplank vinyl flooring throughout. Recently added extra room in the front can make for a larger living room or could be used as a family room. Also has a small screened porch in the front. Located right across the street from an open area for the use of the residents. Also to the rear is a large wooded area. Huge master bedroom with big walk-in closet and pretty bathroom. Second bedroom and also a second bathroom. Carport with large shed with washer and dryer and storage and work area. New AC 3/2025 and roof 6/2022. Located a short drive to the Skyway Bridge, Palmetto, Bradenton and near beautiful beaches. Lovely heated community pool and clubhouse with a lot off activities. This could be your new home and is just waiting for you. Don't hesitate on this one!

5619 Bayshore Road Unit 149, Palmetto
5522 82nd Avenue Drive E, Palmetto
$249,900
2 Beds ⋅ 2 Baths ⋅ Villages Of Thousand Oaks SubDv. ⋅ 34221 Zip Code
Enjoy comfortable single-story living in this spacious two-bedroom, two-full-bath home with a flexible layout, generous storage, and numerous important updates already completed. The interior features a combination of ceramic tile and carpet, with spacious bedrooms and excellent closet space throughout. The primary bedroom offers a walk-in closet, while the secondary bedroom includes a large closet of its own. Additional hallway storage provides even more room for everyday essentials. Slate flooring adds character to the bathroom. Two separate screened outdoor lanai areas provide additional space to relax and enjoy the Florida lifestyle. One lanai leads directly to the laundry room, which includes the washer and dryer, additional storage, and attic access. Many of the home’s major components have been updated, including upgraded hurricane windows, a brand-new HVAC system installed in 2021, the roof is approximately six years old, newer hot water heater, new electrical panel, new siding, and replaced entry doors. Conveniently located less than 10 minutes from I-75, the home offers easy access to golf, Gulf Coast beaches, Tampa and St. Petersburg, as well as major area airports. A great opportunity for buyers looking for one-story living, outdoor space, storage, and significant recent improvements.

5522 82nd Avenue Drive E, Palmetto
5403 Rushmere Court, Palmetto
$390,000
2 Beds ⋅ 3 Baths ⋅ Esplanade Of Artisan Lakes SubDv. ⋅ 34221 Zip Code
Welcome to this beautiful villa located in the highly desirable Esplanade at Artisan Lakes community! Built in 2021, this well-maintained home features 2 bedrooms, 2.5 bathrooms, and 1,582 sq. ft. of living space with a bright and inviting open-concept design. This home features numerous upgrades and premium features, including upgraded quartz kitchen countertops, upgraded cabinetry, impact/storm windows, upgraded bathroom tile, and upgraded flooring. The kitchen features a spacious island with seating and ample counter space, opening seamlessly to the main living area—perfect for everyday living and entertaining. Enjoy the added comfort of a dedicated indoor laundry room and a screened, covered lanai where you can relax and enjoy the Florida lifestyle. The home also features an attached garage and tile roof. Residents can enjoy a resort-style community atmosphere with an array of amenities. Conveniently located near shopping, dining, and major roadways. Schedule your private showing today and discover everything this beautiful home and community has waiting for you!

5403 Rushmere Court, Palmetto
704 19th Avenue W, Palmetto
$210,000
2 Beds ⋅ 1 Baths ⋅ Adworth Resub SubDv. ⋅ 34221 Zip Code
Looking for an affordable way into the Palmetto market? This 2-bedroom, 1-bath home offers an exciting opportunity for first-time homebuyers, investors, or anyone looking for a property with flexibility and potential. Major updates have already been taken care of, including a NEW METAL ROOF, updated kitchen, and updated flooring, giving the home a fresh, move-in-ready feel while helping reduce the need for immediate major improvements. Even better, this property is NOT deed restricted and has NO HOA, offering flexibility that can be hard to find. That makes this home worth a closer look for buyers seeking fewer restrictions or investors exploring their options. Whether you're ready to stop renting and start building equity, searching for an affordable Florida home, or looking to add another property to your portfolio, this one deserves your attention. Conveniently located in Palmetto with easy access to shopping, dining, schools, parks, beaches, and major roadways. Call today for your private showing!

704 19th Avenue W, Palmetto
5619 Bayshore Road Unit 240, Palmetto
$139,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia Manor Co-Op SubDv. ⋅ 34221 Zip Code
PRICED REDUCED $31,000 FROM ORIGINAL ASKING PRICE!!! Paradise is affordable in this meticulously maintained, FULLY FURNISHED - TURNKEY, 2 bedroom, 2 bathroom home boasting newer LVP floors, stunning built-in cabinets, spacious living and dining area, large Florida room, ample storage, and a new washer & dryer in the conveniently located outside laundry/storage room. With NO LOT RENT and an affordable HOA fee of $199/month, Terra Ceia Manor is an active 55+ community with a club house, exercise room, card room, pool room, heated community pool, shuffleboard courts, horseshoe pits, and on-site manager. The community provides easy access to Bradenton, Sarasota, St. Pete and Tampa via I-75 and I-275. WEEKLY RENTALS ARE PERMITTED, which offers income potential if you will not be occupying the unit year-round. Come and enjoy all this vibrant community has to provide...YOU DESERVE IT!!!

5619 Bayshore Road Unit 240, Palmetto
4414 Outhaul Run, Palmetto
$369,999
3 Beds ⋅ 3 Baths ⋅ Southpointe SubDv. ⋅ 34221 Zip Code
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to Innovation at Southpointe! This stunning two-story home offers 2,286 square feet of thoughtfully designed living space and a spacious two-car garage. Step inside through the inviting foyer, where you’ll find access to a flex room and powder bath. Continue into the heart of the home and discover an open-concept layout featuring a great room, dining area, and a modern kitchen ideal for entertaining. A sliding glass door off the dining space leads to a private patio, creating the perfect spot to enjoy the beautiful Florida outdoors. Upstairs, retreat to the luxurious owner’s suite, complete with a walk-in closet and en-suite bath. Two additional bedrooms share a full bathroom, and the conveniently located laundry room makes everyday living a breeze.

4414 Outhaul Run, Palmetto
1007 21st Avenue W, Palmetto
$250,000
2 Beds ⋅ 1 Baths ⋅ Thompson & Gafner SubDv. ⋅ 34221 Zip Code
(Some photos are virtually staged.) Charming 2-bedroom home with a spacious, fenced backyard. An additional room is located off the kitchen, is under air, and would make a perfect 3rd bedroom, family room or game room with access to the covered patio area and backyard. Located on a street of well-maintained homes, this home would be perfect for a first-time home buyer or someone looking to size down. Wonderful location for those working in St. Pete or Bradenton and minutes away from grocery stores, Emerson Point, Ellenton Outlet Mall and much more.

1007 21st Avenue W, Palmetto
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