Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, a hidden gem nestled in the heart of sunny Florida! Located in Charlotte County, this vibrant community offers a perfect blend of natural beauty, modern amenities, and a relaxed lifestyle. Whether you’re looking for a family home or a cozy retreat, Port Charlotte has something for everyone.

One of the most appealing aspects of Port Charlotte is its diverse range of homes available for under $400,000. This makes it an ideal destination for first-time homebuyers, retirees, or anyone looking to invest in a slice of paradise without breaking the bank. You’ll find charming single-family homes, spacious townhouses, and inviting villas, all designed to cater to various tastes and lifestyles.

Port Charlotte boasts an array of recreational opportunities, with its proximity to stunning beaches, lush parks, and serene waterways. Residents can enjoy boating, fishing, and kayaking in the nearby Gulf of Mexico, or take a leisurely stroll along the scenic Charlotte Harbor. The community is also home to numerous shopping centers, dining options, and cultural attractions, ensuring that there’s always something to do.

With its friendly atmosphere and welcoming neighborhoods, Port Charlotte is more than just a place to live; it’s a place to thrive. Explore the possibilities of homeownership in this beautiful community today and discover why so many are choosing to call Port Charlotte home. Your dream home awaits, and it’s just a click away!

Newest Port Charlotte Homes under $400,000

880 Phyllis Street, Port Charlotte
$289,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
AMAZING VALUE! DOUBLE LOT • NO FLOOD INSURANCE NEEDED • PRIVATE POOL & SPA • 2023 ROOF • $5,000 SELLER CREDIT! • NO HOA! This is the opportunity you've been waiting for! Welcome to 880 Phyllis Street in Port Charlotte, where space, outdoor living, and incredible value come together. Situated on an OVERSIZED DOUBLE LOT, this property offers a FULLY FENCED BACKYARD with room to entertain, garden, let your pets roam, or simply enjoy your own private outdoor retreat. There's even a storage shed for extra convenience! YOUR OWN PRIVATE BACKYARD PARADISE! Cool off in the sparkling pool on those warm Florida afternoons, then unwind in the ATTACHED SPA when it's time to relax. The west-facing backyard delivers beautiful SUNSETS, creating the perfect backdrop for evening gatherings. The covered back porch overlooking the pool is an inviting place to enjoy your morning coffee or evening cocktails, and the porch furnishings are INCLUDED AS SEEN! Inside, you'll find a spacious kitchen featuring GRANITE COUNTERTOPS and plenty of room to prepare meals and entertain. The generously sized primary bedroom offers a LARGE WALK-IN CLOSET and an en-suite bathroom complete with a WALK-IN SHOWER and GRANITE VANITY. MAJOR VALUE AND PEACE OF MIND! The home features a 2023 ROOF, PUBLIC WATER, and a location where flood insurance is not required (Check FEMA MAP). The home has great bones and offers an opportunity to personalize some cosmetic details to your own taste. To make this opportunity even more attractive, the seller is offering a $5,000 CREDIT WITH THE RIGHT OFFER. LOVE THE FLORIDA LIFESTYLE? YOU'LL LOVE THIS LOCATION! Enjoy access to the area's outdoor recreation, boating, fishing, waterfront dining, and beautiful Gulf Coast beaches. Nearby SPRING LAKE PARK offers a public boat ramp and fishing opportunities, while PORT CHARLOTTE features a waterfront setting, fishing pier, kayak launch, and recreational amenities. For a day of sun, sand, and spectacular Gulf sunsets, head toward ENGLEWOOD BEACH AND MANASOTA KEY. When it's time to enjoy local restaurants, drinks, shopping, and waterfront entertainment, explore FISHERMEN'S VILLAGE IN PUNTA GORDA and the surrounding Charlotte Harbor dining scene. PRICED TO SELL BELOW MARKET VALUE, this property combines a DOUBLE LOT, POOL AND SPA, a FULLY FENCED YARD, and an attractive seller credit—all with room to make it your own. Whether you're searching for a full-time Florida residence, a seasonal escape, or a property with potential, don't miss your chance to see this one. SCHEDULE YOUR SHOWING TODAY AND START ENJOYING THE FLORIDA LIFESTYLE!

880 Phyllis Street, Port Charlotte
12114 Van Loon Avenue, Port Charlotte
$325,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Move-in ready! Built in 2023, this beautiful home features an open-concept layout, modern vinyl flooring, a spacious kitchen with stainless steel appliances and breakfast bar, and generously sized bedrooms with ceiling fans throughout. Enjoy neutral finishes throughout and a covered rear patio overlooking the backyard. Don't miss this opportunity to make this home yours!

12114 Van Loon Avenue, Port Charlotte
4145 Gardner Drive, Port Charlotte
$224,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to this beautiful 3-bedroom, 2-bath home that feels like a beachside retreat! Bright, airy, and filled with charm, this updated home features an open-concept layout, luxury vinyl plank flooring throughout, and plenty of extra storage. The spacious kitchen offers stainless steel appliances and generous cabinetry, perfect for cooking and entertaining. Enjoy relaxing or hosting guests in the large lanai conveniently located off the living and dining areas. Situated on a desirable corner lot with beautiful water views, this home also features a new roof, solar panels to help reduce utility costs, and hurricane shutters. There’s also extra space to park your RV or boat, making it ideal for those who love outdoor adventures and the Florida boating lifestyle! Enjoy the convenience of nearby sidewalks and easy access to downtown Punta Gorda. The Port Charlotte Beach Complex is just minutes away, offering a public boat ramp, beaches, park amenities, and direct access to the beautiful open waters of Charlotte Harbor. Bright, beautiful, updated, and full of coastal charm — this home is ready for you to enjoy the best of Florida living!

4145 Gardner Drive, Port Charlotte
3736 Town Ter, North Port
$310,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34287 Zip Code
A STANDOUT HOME WITH PRIVACY, STYLE AND COMFORT. Great curb appeal sets the tone for this well maintained North Port home, where a freshly painted exterior, peaceful natural surroundings and a quiet street create an inviting first impression. Step inside to a welcoming foyer that opens into a thoughtfully designed living space, enhanced by architectural details including a tray ceiling, elegant crown molding and decorative columns. A tastefully updated kitchen sits at the heart of this home, creating a natural gathering place for everyday living and entertaining. The private primary suite is tucked away at the rear of the house, featuring windows on two sides for natural light. The spacious, updated en-suite bathroom offers a double vanity, glass-enclosed shower and dedicated space for a dressing or makeup table, while the fitted walk-in closet provides excellent storage. Two additional bedrooms, each with fitted closets, offer flexibility for family, guests or a home office. A covered lanai extends the living space outdoors, while a dedicated laundry room and two-car garage add everyday convenience. The fully fenced backyard features a low-maintenance white metal fence for complete privacy. Recent improvements include a new water softener in 2026, new A/C compressor in 2025 and a new water heater in 2025. Enjoy the convenience of North Port living, with easy access to I-75, schools, shopping, dining, medical facilities and recreational opportunities. Nearby coastal communities of Venice, Englewood and Manasota Key offer additional amenities and beautiful white-sand beaches. Distinctive details, thoughtful updates and a desirable location make this home one to see. Don't miss the opportunity to make it yours!

3736 Town Ter, North Port
13480 Ainsworth Lane, Port Charlotte
$308,999
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Virtually Staged. Expand your portfolio with a turnkey, tenant-occupied home in Port Charlotte. An open kitchen and great room create a welcoming living space, with granite countertops, shaker cabinetry and a covered lanai for outdoor enjoyment. The attached garage and paver driveway add everyday convenience. An existing lease offers continuity for an investor seeking a property with a tenant in place. Some images may depict other builder models and are provided for illustration; finishes and features should be verified at the property. Please do not disturb the tenant. Contact the listing agent to arrange a coordinated showing. One or more photo(s) was virtually staged.

13480 Ainsworth Lane, Port Charlotte
23367 Mayville Avenue, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Welcome to 23367 Mayville Avenue, a newly built 4-bedroom, 2-bath home in a quiet, no-HOA Punta Gorda neighborhood. The bright, open floor plan features ceramic tile flooring throughout, vaulted ceilings, and a split-bedroom layout. The kitchen offers stainless steel appliances, quartz countertops, and a breakfast bar, while the primary suite includes a walk-in closet and ensuite bath. Additional features include hurricane-impact windows, a two-car garage, automatic irrigation, and a private backyard with patio. Conveniently located near I-75, shopping, dining, schools, downtown Punta Gorda, and Gulf Coast beaches, this home offers modern comfort and easy access to everyday amenities.

23367 Mayville Avenue, Punta Gorda
13314 Holtville Avenue, Port Charlotte
$308,997
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Virtually Staged. Turnkey opportunity with a tenant in place in Port Charlotte. This recently built home offers an open kitchen and great room, bright living spaces, granite countertops, nice cabinetry, stainless steel appliances, durable flooring, a covered lanai, and an attached garage. Public water and sewer add everyday convenience. Consider this residential property for your investment portfolio. Tenant occupied; please do not disturb the tenant. Contact the listing agent to arrange a showing. One or more photo(s) was virtually staged.

13314 Holtville Avenue, Port Charlotte
167 Millport, Port Charlotte
$339,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Welcome to this beautifully updated pool home situated on an expansive half acre lot in the heart of Port Charlotte! Offering the perfect combination of modern finishes, spacious living, and the ultimate Florida lifestyle, this move in ready home has been thoughtfully upgraded throughout. Menchanicals in great condition a 2021 ROOF, 2024 A/C SYSTEM, AND UPDATED HOT WATER HEATER! The home also features elevated construction, which may help reduce flood insurance costs, providing additional value and peace of mind. Step inside to discover a bright, open concept floor plan featuring soaring vaulted ceilings, gorgeous new flooring, fresh interior paint, modern ceiling fans, updated lighting, and an abundance of natural light. The spacious living and dining areas flow seamlessly into the stunning kitchen, featuring new shaker cabinetry, quartz countertops, stainless steel appliances, and a convenient breakfast bar perfect for entertaining. From the flooring and kitchen to the bathrooms, fixtures, and finishes, the interior has been extensively updated to create a fresh, contemporary feel throughout. The beautifully updated bathrooms showcase modern vanities, stylish tile finishes, upgraded fixtures, and elegant walk in showers with glass enclosures. Spacious bedrooms and tasteful finishes provide comfort and functionality throughout the home. Step outside to your own private Florida oasis! Enjoy a spacious covered lanai overlooking the sparkling swimming pool, complete with a screened enclosure and plenty of room for outdoor dining, entertaining, or simply relaxing year round. The expansive half acre property offers exceptional outdoor space with endless possibilities. Conveniently located near shopping, dining, parks, and everything Port Charlotte has, this home truly checks all the boxes! With major mechanical updates, modern interior finishes, vaulted ceilings, elevated construction, a screened pool, and a generous half acre lot, this property offers an incredible opportunity to enjoy Florida living. Schedule your private showing today and experience the beauty, comfort, and exceptional Florida lifestyle this home delivers!

167 Millport, Port Charlotte
1554 Inverness Street, Port Charlotte
$147,214
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
If you are looking for a project- this is it! many major items done according to permit records with county: newer windows and hurricane shutters- newer doors, roof 2023, HVAC 2024, whole house recipe and master bath redone 2011 Has 3 good size bedrooms and lot of closet space. 2 closets in master- on built in 8 foot long and the other walk in 9’3” by 6’5” Home has visible wood damage from suspected wood destroying organism. This property has been inherited. Heirs have never lived in or had any knowledge of history of property

1554 Inverness Street, Port Charlotte
5227 Dayton Lane, Port Charlotte
$355,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Virtually Staged. Brand-new 2024 LGI Homes construction, move-in ready with NO HOA and NO CDD fees! The Lido Key floor plan offers 4 bedrooms, 2 bathrooms and 1,980 sq ft of single-level living on a 0.23-acre lot. Step through the frosted-glass impact front door into a bright, open layout with 11-ft ceilings, neutral gray walls, crisp 5-inch white baseboards and durable luxury vinyl plank flooring throughout the main living areas. The spacious great room flows into the dining area and kitchen, and sliding glass doors open to the covered back lanai, so it's easy to entertain indoors and out. The kitchen is the heart of the home, featuring white quartz countertops, gray shaker-style cabinetry with crown molding, a white tile backsplash, matte black fixtures, recessed lighting and a breakfast bar with seating, plus a closet pantry and a full stainless steel appliance package including a side-by-side refrigerator with ice and water dispenser, range, microwave and dishwasher. A sunny dinette next to the kitchen adds room for casual meals. The split-bedroom plan gives the primary suite its own private side of the home, with a ceiling fan, walk-in closet and an en-suite bath featuring a double quartz vanity with matte black faucets and framed mirrors, a garden soaking tub and a separate tiled walk-in shower with a black-framed glass enclosure. The three secondary bedrooms each have plush carpet and a walk-in closet and share a second bath with a quartz vanity and tiled tub/shower combo. An inside laundry room adds everyday convenience. Outside, the home makes a great first impression with its stucco exterior, wide paver driveway, covered front entry and landscaped beds. Out back, a covered paver lanai with a ceiling fan overlooks a deep, open backyard with plenty of room for a pool or garden. Impact windows and sliders offer peace of mind during storm season and may help lower insurance costs, and the attached 2-car garage includes a garage door opener. As new construction, the roof, heat pump A/C and other major systems are all brand new. The home is in flood zone X, has public water and comes with a home warranty. Located in Port Charlotte just off SR-776, you're a short drive from shopping, dining and the Gulf beaches of Englewood. Schedule your private showing today!

5227 Dayton Lane, Port Charlotte
2524 Collingswood Boulevard, Port Charlotte
$239,999
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Virtually Staged. FLORIDA POOL LIVING WITH AN EXPANSIVE FENCED BACKYARD, MULTIPLE LIVING AREAS, AND RECENT IMPROVEMENTS! Welcome to this inviting 2-BEDROOM, 2-BATHROOM POOL HOME in Port Charlotte, offering a versatile floor plan, comfortable gathering spaces, and an exceptional outdoor setting for enjoying the Florida lifestyle! RECENT IMPROVEMENTS INCLUDE REMODELING IN 2026 WITH REPLACED SOFFITS, INSULATION, AND DRYWALL, PLUS A NEW ROOF IN 2023! Attractive curb appeal welcomes you with a spacious front lawn, tropical landscaping, a charming front entry, and a driveway with additional side parking. Step inside to a BRIGHT AND OPEN LIVING ROOM featuring wood-look tile flooring, neutral tones, and abundant natural light. The adjoining dining area connects to the GALLEY-STYLE KITCHEN, complete with white raised-panel cabinetry, decorative hardware, ample counter space, a double-basin stainless steel sink with a gooseneck faucet, and STAINLESS-STEEL APPLIANCES, including a refrigerator, smooth-top range, built-in microwave, and dishwasher. A window above the sink adds natural light, while the dining area comfortably accommodates a full-size table. The SUNKEN FAMILY ROOM adds architectural character with its step-down design, vaulted ceiling, and decorative ceiling fan, creating a welcoming space for gathering and relaxation. Beyond this area, an ADDITIONAL BONUS ROOM offers flexibility for a home office, game room, or sitting area, with sliding glass doors providing access to the back patio and pool. The SPACIOUS PRIMARY SUITE features plenty of room for a king-size bed and additional furnishings, along with an extended sitting area near the window, ideal for a reading nook or private workspace. The EN-SUITE BATHROOM includes a tiled walk-in shower with a handheld showerhead and a single-sink vanity with dark cabinetry. A comfortable guest bedroom, second bathroom, and separate interior laundry room complete the layout. Outdoor living takes center stage with an inviting IN-GROUND SWIMMING POOL surrounded by an expansive concrete patio, offering ample space for lounging, grilling, and entertaining. The adjoining ENCLOSED SUNROOM, lined with windows overlooking the pool, provides a relaxing retreat with views of the outdoors. Beyond the patio, the LARGE, FULLY FENCED BACKYARD features an impressive stretch of open lawn, perfect for pets, outdoor activities, or gardening. Mature trees and lush vegetation create a scenic backdrop, while privacy fencing and gated side access enhance the property's functionality. Conveniently located near shopping, dining, schools, parks, and Southwest Florida's recreational attractions, this home offers a wonderful combination of indoor comfort and outdoor enjoyment. DON'T MISS YOUR OPPORTUNITY TO ENJOY THE FLORIDA LIFESTYLE WITH YOUR OWN PRIVATE POOL AND ROOM TO SPREAD OUT! Schedule your private showing today!

2524 Collingswood Boulevard, Port Charlotte
574 Azalea Avenue Nw, Port Charlotte
$314,900
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
WELCOME TO YOUR PRIVATE FLORIDA OASIS! This beautifully updated 2-bedroom, 2-bathroom POOL HOME with a 2-car garage is situated on a desirable CORNER LOT in Port Charlotte and offers an inviting OPEN FLOOR PLAN with a SPLIT-BEDROOM DESIGN. Freshly painted inside and out, this move-in-ready home features a spacious living area with luxury plank flooring, crown molding throughout, and an updated galley kitchen complete with granite countertops, newer appliances, abundant cabinetry, and plenty of storage space. Both bathrooms have been tastefully remodeled with walk-in showers, while the primary suite offers a spacious walk-in closet and private bathroom. Step outside to your own PRIVATE BACKYARD RETREAT, perfect for enjoying the Florida lifestyle! The HEATED SALTWATER POOL, approximately 5.5 feet deep, is surrounded by an expanded paver pool deck, offering plenty of space for lounging, entertaining, and soaking up the Florida sunshine. The spacious 12' x 24' SCREENED LANAI features NO-SEE-UM SCREENING for added comfort, while the stylish black metal fenced backyard provides an inviting outdoor setting. Additional highlights include a CIRCULAR DRIVEWAY, storage shed, HVAC replaced in 2021, plumbing updates in 2021, a NEW WATER HEATER, hurricane shutters, and a spacious 2-car garage with additional storage cabinetry. With numerous updates, beautiful indoor and outdoor living spaces, and a convenient Port Charlotte location, this home is ideal for year-round living or a seasonal Florida getaway. Enjoy your own slice of paradise with a beautiful pool, inviting outdoor spaces, and all the comforts of home. Schedule your private showing today!

574 Azalea Avenue Nw, Port Charlotte
Start Your Search

How much is your home worth?

Get instant property value now!