Terra Ceia Homes under $500,000

Terra Ceia Homes under $500,000

Welcome to Terra Ceia, a hidden gem nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming subdivision offers a unique blend of serene waterfront living and vibrant community spirit, making it an ideal choice for families, retirees, and anyone seeking a tranquil lifestyle in the Sunshine State.

Terra Ceia is renowned for its lush landscapes and stunning views, with many homes providing direct access to the sparkling waters of Tampa Bay. Imagine waking up to the gentle sounds of nature and sipping your morning coffee while watching the sunrise over the water. The community is designed for those who appreciate the great outdoors, with ample opportunities for fishing, boating, and enjoying nature trails.

One of the most enticing features of Terra Ceia is the availability of homes under $500,000. This makes it an attractive option for first-time homebuyers or those looking to downsize without sacrificing quality or location. The homes in this subdivision boast a variety of architectural styles, from cozy single-family residences to spacious villas, each offering modern amenities and comfortable living spaces.

Residents of Terra Ceia enjoy a close-knit community atmosphere, with friendly neighbors and local events that foster connections. With convenient access to nearby shopping, dining, and recreational facilities, everything you need is just a stone's throw away. Whether you are drawn to the stunning natural beauty, the affordability of homes, or the welcoming community vibe, Terra Ceia is a place where you can truly feel at home. Come explore and discover your new haven in Florida!

Newest Terra Ceia Homes under $500,000

5619 Bayshore Road Unit 115, Palmetto
$190,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family or guests. Dining Area features built-in cabinets/tasteful chair railing. Bright Custom Kitchen: Stainless Steel Appliances> Convection Oven that includes induction cooktop, D/W, Microwave, French Dr. Refrigerator with ice/water in door, Wine/drink Refrigerator. Large Island with stainless steel sink and room for bar stools and eating area. Above island is designer pendant lighting and a skylight. Loads of cabinets and drawers. Quartz countertops. Glass tile backsplash. Beadboard walls. Owner's suite has built -in cabinets, bright beautiful lighting, desk, and THREE CLOSETS. Spacious Laundry Rm./Storage Opens to the En-suite Owner's suite which has a walk-in shower with frameless glass doors. Guest Bedroom has built-in cabinets, desk and a huge closet. Bathroom #2 is tub/shower combo. Fla. Room has vinyl windows. Off the Fla. Rm you will find extra storage, a mud sink and built-in cabinets. Workshop off carport. Centrally located to downtown Palmetto and Bradenton, Sarasota, I-75, St. Pete, Tampa, cultural events, shopping, airports, Outlet Mall, UTC Mall, and so much more.

5619 Bayshore Road Unit 115, Palmetto
5619 Bayshore Road Unit 149, Palmetto
$139,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautiful and Very Well Maintained Double Wide Mobile Home that was built in 1983 in Lovely Terra Ceia Manor. Very Pretty newer woodplank vinyl flooring throughout. Recently added extra room in the front can make for a larger living room or could be used as a family room. Also has a small screened porch in the front. Located right across the street from an open area for the use of the residents. Also to the rear is a large wooded area. Huge master bedroom with big walk-in closet and pretty bathroom. Second bedroom and also a second bathroom. Carport with large shed with washer and dryer and storage and work area. New AC 3/2025 and roof 6/2022. Located a short drive to the Skyway Bridge, Palmetto, Bradenton and near beautiful beaches. Lovely heated community pool and clubhouse with a lot off activities. This could be your new home and is just waiting for you. Don't hesitate on this one!

5619 Bayshore Road Unit 149, Palmetto
1017 77th Street E, Palmetto
$469,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
ONE ACRE OF FLORIDA FREEDOM! Welcome to 1017 77th St. E. in Palmetto, where space, privacy, and opportunity come together. Situated on a full acre, this 3-bedroom, 2-bath home offers the perfect setting for those looking for room to spread out while still being conveniently located near everything Palmetto and the surrounding areas have to offer. The home features a functional 3-bedroom, 2-bath layout with plenty of potential to make it your own. Outside, the one-acre property provides abundant space for entertaining, gardening, pets, recreational equipment, or creating your own private outdoor retreat. With this much land, there is room to enjoy the Florida lifestyle without feeling confined by a typical subdivision lot. Whether you're looking for a primary residence, investment opportunity, or a property with room for your future plans, this one-acre parcel offers possibilities that are hard to find. Conveniently located with easy access to shopping, dining, schools, major roadways, and the beautiful Gulf Coast. If you've been searching for a home with land and the freedom that comes with it, this Palmetto property is worth a look!

1017 77th Street E, Palmetto
5619 Bayshore Road Unit 161, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. Large living area with room for computer or craft area. Open kitchen features lots of cabinet space, breakfast bar as well as dining area with built in china cabinet. Large bedrooms, walk-in closets. Fully enclosed Florida room area with double doors off carport to store your golf cart, motorcycle or just your toys. Additional enclosed room could be office, craft area or man cave! Workshop and laundry area off of additional closed in room.

5619 Bayshore Road Unit 161, Palmetto
2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
$140,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hugh price drop, Seller wants it sold! 2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
$139,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane protection in this updated 2-bedroom, 2-bath condominium located within the gated Terra Ceia Bay Golf & Country Club community. From the moment you enter, you'll appreciate the bright interior, neutral finishes, and tile flooring that extends throughout the entire residence. One of the home's standout features is its hurricane shutter system, providing an added layer of storm protection and peace of mind. Combined with low-maintenance condominium living, this feature makes the property especially appealing for both year-round and seasonal residents. The spacious kitchen offers abundant cabinet storage, generous countertop workspace, stainless steel appliances, recessed LED lighting, and premium Silestone Rosa Grey 3cm countertops. This non-porous surface delivers the look of natural stone while resisting stains, scratches, bacteria, and scorching without requiring sealing or polishing. A filtered drinking water system serves both the kitchen faucet and refrigerator ice maker. Recent improvements include freshly painted walls, doors, and trim; professionally steam-cleaned porcelain tile and grout throughout; new toilets; updated push-button sink drains; new bathroom lighting fixtures; recessed LED lighting; updated ceiling fans; new rocker switches; dimmer switches; GFCI outlets; and electrical outlets throughout the home. Major mechanical updates include an HVAC system installed in September 2018 and a water heater replaced in June 2020. The open living and dining areas flow seamlessly to the screened lanai, where golf course views and mature landscaping create an inviting outdoor retreat. Large sliding glass doors bring natural light into the main living space while maintaining a strong connection to the outdoor setting. A built-in serving and storage area adds both function and convenience. The primary suite features ample closet space and an updated dual-sink vanity with Silestone countertops. The split-bedroom layout provides flexibility for guests, a home office, or seasonal living arrangements. Residents enjoy access to a wide range of amenities including golf, tennis courts, a community pool, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near Terra Ceia Bay, US-41, I-75, downtown Palmetto, downtown Bradenton, marinas, waterfront recreation, shopping, dining, and Gulf Coast destinations. If you've been searching for a move-in-ready condominium with golf course views, hurricane shutters, updated HVAC, newer water heater, resort-style amenities, and low-maintenance Florida living, this Terra Ceia Bay residence deserves your attention.

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
$159,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
5619 Bayshore Road Unit 120, Palmetto
$129,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
PARADISE IS AFFORDABLE!!! This well maintained, double wide manufactured home with ALL NEW KITCHEN APPLIANCES, QUARTZ COUNTERTOPS, BEAUTIFUL LAMINATE FLOORS, RECENTLY SCREENED OUTDOOR SITTING AREA, spacious layout, bright sunroom, and featuring 2 bedrooms, and 2 bathrooms is the perfect place to live the FLORIDA LIFESTYLE! Terra Ceia Manor is an active 55+ community where the land is owned by shareholders, SO NO LOT RENT, and the HOA fee of $199/month is one of the lowest in the area. The community has a heated pool and clubhouse, which is always buzzing with activity, including shuffleboard, billiards, card games, bingo, potlucks, social events, and so much more. World class beaches, shopping, restaurants, and airports are just a short drive away and commuting to Bradenton, Sarasota, and Tampa is convenient. Come and enjoy all this vibrant community has to provide...YOU DESERVE IT!!

5619 Bayshore Road Unit 120, Palmetto
5619 Bayshore Road Unit 423, Palmetto
$159,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Stop the presses, the owner has just had the unit re-piped - so all new water lines, new water heater, new disposal, roof and patio is all new since 2025, Making the decision to move to Florida often means leaving familiar places—and loved ones—behind. This land-owned home in the welcoming 55+ community of Terra Ceia Manor was made for that moment. From the day you arrive, you’ll feel the comfort of a neighborhood where residents look out for one another, friendships form easily, and newcomers are truly welcomed. With a full social calendar that includes luncheons, shuffleboard, and a heated community pool, it doesn’t take long before this feels like home. This fully furnished, move-in ready home allows you to focus on settling in, not starting over. Just for you -- a new water heater has been installed 8/2026, a new disposal has been installed 8/26, and all new water piping has been put in throughout the unit including shower heads, The roof is new and this property sits on the largest lot in Terra Ceia Check Virtual Tour One for the matterport The spacious family room, along with a separate living and dining area off the kitchen, creates room for everyday living and for hosting visits from friends and relatives. Mornings begin peacefully on the screened patio, enjoying the warmth and gentle breezes that make Florida so special. Check out the large storage area - a generous utility area offers a workshop, storage, and washer and dryer, while a private outdoor patio provides a quiet place to sit, reflect, and soak up the sunshine. The roof is new and this property sits on the largest lot in Terra Ceia With land ownership and no lot rent, the low monthly fee of only $188—including water, sewer, and trash—brings financial comfort and simplicity. Just minutes from the beaches of Anna Maria Island, you can spend your days walking along the shore, riding the trolley, or enjoying waterfront dining. Easy access to I-75 keeps Sarasota, Tampa, and St. Petersburg close, making travel and family visits easy. If you’re looking for more than just a place to live—if you’re looking for connection, peace of mind, and a true sense of belonging—this Terra Ceia Manor home offers a beautiful next chapter. Do it today before the snow starts falling. Call today for your private showing, or if you are not here in the Bradenton area we can do a video walk through with YOU. There's nothing like sitting by your pool in December while your friends up north are shoveling snow. I

5619 Bayshore Road Unit 423, Palmetto
5619 Bayshore Road Unit 417, Palmetto
$135,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to Terra Ceia Manor, a desirable 55+ community offering comfortable Florida living with a low monthly HOA! This spacious 2-bedroom, 2-bathroom furnished home features over 1,400 square feet of living space with an open floor plan and plenty of room to relax or entertain. A generous 11' x 20' Florida room provides versatile living space, perfect for a sitting area, hobby room, game room, or additional entertaining space. Enjoy the large screened front patio, ideal for relaxing and taking in the Florida weather. The home also features a new TPO membrane roof, covered carport, newer windows, inside laundry, a nice workshop ideal for projects or hobbies, and plenty of extra storage for added convenience. A rear patio area provides even more functional outdoor space. Terra Ceia Manor is a pet-friendly community with a low HOA fee of just $199 monthly, which includes water, sewer, trash, and yard maintenance. Residents can also enjoy the community pool, shuffleboard, an on-site manager, and a variety of community activities, helping make ownership both convenient and enjoyable. The location provides easy access to I-275 heading north toward St. Petersburg and is just minutes from I-75, making travel throughout the Tampa Bay and Sarasota-Bradenton areas a breeze. Whether you are looking for a full-time residence or a seasonal Florida retreat, this roomy home offers space, convenience, and low-maintenance living in an established 55+ community.

5619 Bayshore Road Unit 417, Palmetto
2320 Terra Ceia Bay Boulevard Unit 706, Palmetto
$180,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
PRICE IMPROVEMENT TO $180,000! Beautifully updated and furnished 2-bedroom, 2-bath condo offering comfort, value, and a relaxed Florida lifestyle in Terra Ceia Bay Club. This light and bright residence has been nicely updated throughout, including NEW FLOORING, a refreshed kitchen, and both bathrooms featuring SHAKER CABINETRY and NEW COUNTERTOPS. The clean, modern finishes give the home an inviting, move-in-ready feel that stands out beautifully. The open and welcoming layout offers comfortable living and dining spaces, a furnished interior, and a bright Florida feel throughout. Enjoy views from both the balcony and front entry area, along with the benefit of living in a waterfront community with desirable amenities. Terra Ceia Bay Club offers a community pool, nature trail, fishing pier, clubhouse restaurant, and pay-to-play golf, allowing you to enjoy the lifestyle without a mandatory golf membership. Conveniently located near shopping, restaurants, medical facilities, marinas, downtown Bradenton, St. Petersburg, Sarasota, and area beaches, this updated condo is ideal as a full-time residence, seasonal retreat, or Florida getaway. With the PRICE IMPROVEMENT TO $180,000, this furnished and updated condo offers an excellent opportunity for buyers looking for value, convenience, and the Florida lifestyle in a well-established community.

2320 Terra Ceia Bay Boulevard Unit 706, Palmetto
5619 Bayshore Road Unit 312, Palmetto
$109,500
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to Terra Ceia Manor, a quaint 55+ manufactured home community located in Palmetto, Florida. This location is convenient to both Bradenton and the St Pete area, just a few minutes drive from the Sunshine Skyway! This 2 bedroom / 2 bathroom home has a wonderful location in the community, right across from the clubhouse and all the amenities! BRAND NEW HVAC INSTALLED APRIL 2026! Step in to the front door to an additional seating area. This will lead you into the main living space, with the living room, dining room, and kitchen. The rear of the home has the 2nd bedroom, and 2nd full bathroom. The master suite features an ensuite bathroom. In addition to the carport, there is a screen room for extra living space! Terra Ceia Manor has plenty of amenities, including a clubhouse, horseshoes, shuffleboard, and community pool. There is always something to do, and activities include bingo, euchre, bridge, coffee hours, game nights, poker, potluck dinners, and water aerobics. This is a 55+ cooperative community. Ready for IMMEDIATE closing!

5619 Bayshore Road Unit 312, Palmetto
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